• Refinance Loans

Available Loan Options

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  • Conventional Loans

    Fixed and ARM’s

    • Cash out and no cash outs
    • Max LTV up to 95% for fixed loans, 95% LTV on ARM’s
    • Non occupying co borrower’s allowed

  • FHA Loans

    • Up to 97.75% LTV
    • FHA streamline program available
    • Manual underwrite available for certain scenarios
    • Credit scores as low as 500

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  • Renovation Loans

    Conventional and 203k (FHA)

    • Combine current mortgage payoff with renovation costs
    • Renovation costs limited to 50% of estimated future value of the home
    • Appliances and luxury items can be included in most cases

  • VA Loans

    • The best VA loan terms in the industry!
    • VA cash out refinance to 100% LTV
    • VA interest rate reduction (IRRRL)
    • VA funding fee waived if veteran is disabled (no minimum percentage)
    • VA jumbo loans over $1 million

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  • Second or Vacation Home Loans

    • No rate bump. Same rate as primary residence
    • Cash out up to 75% LTV

  • Investment Property Loans

    Conventional and Conventional Renovation

    • Up to 10 properties per borrower
    • Market rent used as income for subject property even if subject in not rented
    • Cash out on appraised value after 6 months from purchase
    • Delayed Financing Option available within 6 months from purchase

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